Workplace
Savings
Simple and Easy
Saving directly from your salary is easy and pretty soon you won’t even notice the deduction. Many people on our payroll savings schemes are pleasantly surprised when they check their savings balance and realise that they have a higher balance than they thought.
If your employer offers our Payroll Deduction Scheme you can save directly from your wages – before the money arrives in your bank account. So it really is the easiest way to save.
This service is FREE to both you and your employer and very easy to set up. So if they don’t offer it already please ask your HR or Payroll Department to contact us.
Why use the Workplace Savings Scheme?
- It is a convenient and easy way to save
- Saving money regularly helps protect you from unexpected financial pressures and helps you manage money more effectively
- You can save as little or as much as you want on a regular basis
- If you need to borrow money, we offer low-cost loans to our members
- Because the payment is deducted before your money goes into your bank, you don’t feel the impact, but you get the benefits of saving
- Money invested in a credit union benefits the local community, not shareholders
- Easy ways to save regularly directly from your salary
- Instant access to your savings without incurring any penalties
- Access to affordable low cost loans (subject to status)
- An annual dividend (interest) may be paid on your savings*
- *dependent upon the credit union’s profitability and approval through the AGM
How do I join the Workplace Savings Scheme?
- Join Moray Firth Credit Union – Click Here
- Decide the amount you wish to save
- Contact your employer or payroll department